body{font-family: arial;color: #000;line-height: 1.4;background-color:#fff;font-size:10pt;margin:0 auto;background-image:url('images/bg.png');background-position:center top;background-repeat:repeat-x;}

#wrapper{width:960px;margin:auto;}

#header{width:960px;height:129px;margin:auto;color:#000;font-family:arial;font-size:10pt;background-image:url('images/header.jpg');float:left;}
 
#menu{width:960px;height:35px;float:left;margin:0px 0px 20px 0px;padding:0px;border-bottom:3px #ff0000 solid;}
#mainimg{width:960px;height:280px;float:left;background-color:#fff;}
#leftimg{width:639px;height:260px;margin:0px 38px 0px 0px;border: 1px #000 solid;float:left;}
#rightimg{width:279px;height:260px;margin:0px 0px 0px 0px;border: 1px #000 solid;float:left;}
#rightimg ul{font-family:arial;font-size:12pt;color:#000033;line-height:1.5;list-style:disc;margin:0px 0px 0px 0px;}
#rightimg li{margin:0px 0px 0px 0px;}

#content{width:960px;float:left;margin: 0px 0px 0px 0px;}
#leftpanel{width:639px;margin:0px 38px 19px 0px;border: 1px #000 solid;float:left;padding-bottom:30px;}
#leftpanelhome{width:639px;height:500px;margin:0px 38px 19px 0px;border: 1px #000 solid;float:left;padding-bottom:30px;}
#rightpanel{width:279px;margin:0px 0px 19px 0px;border: 1px #000 solid;float:left;padding-bottom:0px;}
#rightpanel img{border:0px;}
#botpanel{width:958px;height:125px;float:left;border: 1px #000 solid;margin:0px 0px 20px 0px;}
#botpanel img{border:0px;}
#panel{width:958px; float:left;margin:19px 0px 19px 0px;border: 1px #000 solid;padding-bottom:20px;}

#footer{width:960px;height:80px;margin:auto;color:#000;font-family:"arial";font-size:9pt;text-align:center;background-image:url('images/footerbg.jpg');background-repeat:repeat-x;background-position:center top;float:left;}
#copyright{width:400px;float:left;margin:5px 0px 0px 0px;text-align:left;}
#credit{width:400px;float:right;margin:5px 0px 0px 0px;text-align:right;}

a{color:#000;text-decoration: none;font-size:10pt;}
a:link{color:#000;text-decoration: none;font-size:10pt;}
a:visited{color:#000;text-decoration: none;font-size:10pt;}
a:hover{color:#ff0033;text-decoration: underline;font-size:10pt;}

a.small{color:#000;text-decoration: none;font-size:9pt;}
a:link.small{color:#000;text-decoration: none;	font-size:9pt;}
a:visited.small{color:#000;text-decoration: none;font-size:9pt;}
a:hover.small{color:#ff0033;text-decoration: underline;	font-size:9pt;}

h1{font-family: arial;font-size:14pt;font-weight:bold;color:#ff0000 ;text-align:left;margin:10px 20px 0px 20px;}
h2{font-family: arial;font-size:12pt;font-weight:bold;color:#ff0000 ;text-align:left;margin:10px 20px 0px 20px;}
h3{font-family: arial;font-size:12pt;font-weight:bold;color:#ff0000 ;text-align:left;margin:5px 0px 0px 5px;}

p{font-family:arial;font-size:10pt;font-weight:normal;color:#000033;margin:15px 20px 0px 20px;}

ul{font-family:arial;font-size:10pt;color:#000033;line-height:1.4;list-style:square;}
ol{font-family:arial;font-size:10pt;color:#000033;line-height:1.4;list-style:lower-alpha;}
li.terms{margin:20px 20px 20px 40px;}

.menu {float:left;padding:7px 0px 0px 0px;margin:0px 0px 0px 0px;height:25px;border-right:0px #000033 solid;}
.menu:hover {padding:7px 0px 0px 0px;margin:0px 0px 0px 0px;background-color:#202e53;border-bottom:5px #ff0000 solid;}
.menu a:link {display:block;padding:0px 11px 8px 11px;margin:0px;font-family:tahoma;font-size:15px;font-style:normal;font-weight:normal;color:#000033;text-decoration:none;}
.menu a:active {display:block;padding:0px 11px 8px 11px;margin:0px;	font-family:tahoma;font-size:15px;font-style:normal;font-weight:normal;color:#000033;text-decoration:none;}
.menu a:visited {display:block;padding:0px 11px 8px 11px;margin:0px;font-family:tahoma;font-size:15px;font-style:normal;font-weight:normal;color:#000033;text-decoration:none;}
.menu a:hover {display:block;padding:0px 11px 8px 11px;margin:0px;font-family:tahoma;font-size:15px;font-style:normal;font-weight:normal;color:#ffffff;text-decoration:none;}